This policy explains how Valarpirai collects, uses, and protects information you provide when you visit valarpirai.in or submit a partner registration. We do not sell your data to third parties. Ever.
1. Who we are
Valarpirai (operating at valarpirai.in) is a DSA partner network based in Chennai, Tamil Nadu, India. We onboard Direct Selling Agents (DSAs) and connect them with banks and NBFCs to facilitate loan sourcing across South India.
For the purposes of this policy, "we", "us", and "our" refer to Valarpirai. "You" refers to any person who visits our website or submits information through our registration form.
2. Information we collect
We collect two categories of information:
Information you provide directly
- Registration form data: Full name, mobile number, email address, city, current profession, and product interest — submitted when you register as a DSA partner.
- Communications: Any information you share when you contact us by phone, email, or WhatsApp.
Information collected automatically
- Device and browser data: IP address, browser type, operating system, and device type.
- Usage data: Pages visited, time spent on pages, links clicked, and referring URLs.
- Cookie data: Session identifiers and analytics identifiers. See Section 4 for details.
3. How we use your information
We use the information we collect for the following purposes:
- Partner onboarding: To process your DSA registration, verify your profile, and contact you to complete onboarding.
- Communication: To send you information about your application status, payout details, lender updates, and operational notices.
- Service improvement: To understand how visitors use our website and improve the user experience.
- Legal compliance: To meet obligations under applicable Indian law, including the Information Technology Act, 2000 and RBI guidelines applicable to DSA operations.
We do not use your information for unsolicited marketing or automated profiling.
4. Cookies and analytics
Our website uses cookies — small text files stored on your device — to make the site function correctly and to understand how it is used.
- Essential cookies: Required for the website to function. These cannot be disabled.
- Analytics cookies: We use Google Analytics to understand traffic patterns, page performance, and visitor behaviour. Google Analytics collects anonymised usage data. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
We do not use advertising cookies, remarketing pixels, or third-party tracking scripts beyond Google Analytics.
By continuing to use valarpirai.in, you consent to the use of cookies as described above. You may disable cookies in your browser settings at any time, though this may affect the functionality of the site.
5. Data sharing
We do not sell, rent, or trade your personal information. We share your data only in the following limited circumstances:
- Lender partners: If you register as a DSA and submit borrower cases, relevant borrower information (not your personal data) is shared with the relevant lender as part of the loan processing workflow.
- Service providers: We may share data with trusted third-party service providers (such as form hosting, email, and CRM tools) who process data on our behalf under strict confidentiality obligations.
- Legal requirements: We may disclose information if required to do so by law, court order, or regulatory authority.
Google Analytics data is governed by Google's Privacy Policy.
6. Data retention
We retain your personal data for as long as necessary to fulfil the purposes described in this policy:
- Registration data for applicants who do not complete onboarding is retained for 6 months and then deleted.
- Data for active DSA partners is retained for the duration of the partnership and for 5 years thereafter, as required for financial record-keeping under Indian law.
- Analytics data is retained in accordance with Google Analytics' standard retention settings (up to 26 months).
7. Your rights
You have the following rights regarding your personal data:
- Access: You may request a copy of the personal data we hold about you.
- Correction: You may request that we correct inaccurate or incomplete information.
- Deletion: You may request deletion of your data, subject to legal retention obligations.
- Withdrawal of consent: Where processing is based on consent, you may withdraw it at any time by contacting us. This will not affect the lawfulness of processing prior to withdrawal.
To exercise any of these rights, email us at partner@valarpirai.in. We will respond within 30 days.
8. Security
We take reasonable technical and organisational measures to protect your personal data against unauthorised access, loss, or misuse. These include encrypted data transmission (HTTPS), access controls, and secure storage practices.
However, no method of transmission over the internet is completely secure. While we strive to protect your information, we cannot guarantee absolute security.
9. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review this policy periodically.
Continued use of valarpirai.in after any changes constitutes acceptance of the updated policy.
10. Contact us
If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us: